Fast Track to the Best Family Car for Your Neighborhood
Different cars are not only made for different conditions and terrain, but also for different neighborhoods. If you’re in the market for a new family car, where you live may play a key role in helping you decide what type of car would be the best fit for you. Take a look at the following neighborhood categories that may help you narrow down your car search.
- City – City and urban driving usually comes with increased insurance premiums due to the likelihood of scratches, dings, fender benders and car theft. Make sure that the car you choose to cruise downtown is able to be affordably insured. Also consider the fact that everything from gasoline and maintenance to title and registration fees are usually more expensive in the city, so plan accordingly when considering what family car you can comfortably afford, insure and maintain. Some cities even charge for a parking spot by your home, so make sure to budget for everything. Consider compact cars for easy parking and the fuel economy they offer in busy city driving. Also look for a car with park assist sensors and even a back up camera as well as safety features to protect your car wherever you go.
- Suburbs – According to Forbes.com, suburban cars require three things: practicality, dependability and efficiency. They compiled a list of the best cars for suburban drivers and evaluated several criteria which included: “highway gas mileage, front and rear head room, front and rear leg room, cargo capacity and durability ratings from J.D. Power and Associates.”
Because highways often separate one suburb from another, fuel economy is also an important factor for suburban driving. Look for greater highway MPGs, which usually fare better than in the city’s stop and go traffic patterns.
- Country – Whether you live in the country or find yourself commuting to or through rural communities on a regular basis, there are a few factors to consider before buying a new car. First, look for a vehicle with good handling, all-terrain wheels and adequate cargo space for the objects and equipment you may need to haul around the country. And remember, pick-up trucks aren’t the only vehicles that are great for rural driving. SUVs, conversion vans and even minivans are great for country driving.
No matter where your family resides, finding the car that fits your family best is an important decision. Another important choice you can make for your family is where to find auto loans that fit your family’s budget best. Whether you’re looking for new or used auto loans, make sure you find the rates you want and the flexibility you need. And if you do decide to keep the family car you already have, consider refinancing your current auto loan in order to save even more.